Our mission: Changing the law so everyone can get the tools and information they need to understand and improve their credit reports and scores.

Under current federal law, it is very difficult for consumers and small business owners to get useful information on how to improve their credit. Making a simple change to existing law will allow millions of Americans to get the information and tools they need to understand their credit scores and reports and take the steps necessary to improve them.

The Coalition represents consumers and organizations that want to make it easier for people and small businesses to get the tools and information they need to understand and improve their credit reports and scores.

Our Members

Center for Financial Services Innovation (CFSI) CFSI’s mission is to improve the financial health of Americans, especially the underserved, by shaping a robust and innovative financial services marketplace with increased access to higher quality products and practices.

U.S. Black Chambers, Inc.  (USBC)  USBC provides committed, visionary leadership and advocacy in the realization of economic empowerment. Through the creation of resources and initiatives, we support African American Chambers of Commerce and business organizations in their work of developing and growing Black enterprises.

National Bankers Association The National Bankers Association, formed in 1927, is a vital trade organization for minority and women-owned financial institutions.

National Hispanic Caucus of State Legislators (NHCSL) The NHCSL is the preeminent organization serving and representing the interests of Hispanic state legislators from all states, commonwealths, and territories of the United States.

National Black Caucus of State Legislators (NBCSL) The primary mission of NBCSL is to develop, conduct and promote educational, research and training programs designed to enhance the effectiveness of its members, as they consider legislation and issues of public policy which impact, either directly or indirectly upon “the general welfare” of African American constituents within their respective jurisdictions.

Single Parent Alliance and Resource Center (SPARC) SPARC works to empower and equip single parents with the necessary tools, resources and support to enable them to create a healthy home environment and nurture their children into a productive and successful adulthood.

National Baptist Convention of America International, Inc. (NBCA) NBCA seeks to positively impact and influence the spiritual, educational, social, and economic conditions of all humankind.

HomeFree-USA HomeFree-USA is a leading HUD-approved homeownership development, foreclosure intervention and financial coaching organization.

Money Matters Financial Program – Rainbow PUSH

Economic Empowerment Initiative, Inc. Since 2001, the Economic Empowerment Initiative has provided financial literacy courses to college students, high school programs, community based groups, religious organizations, and companies in an effort to create smarter consumer and producers for stronger economies. Florida Prosperity Partnership

Society for Financial Education and Professional Development The primary mission of this non-profit organization is to enhance the level of financial and economic literacy of individuals and households in the United States and promote professional development at the initial stage of career development and mid-level management.

eCredable Helping consumers create a credit report and credit rating based on bills that aren’t typically reported to the national credit bureaus.

Credit Builders Alliance The mission of the Credit Builders Alliance is to help organizations move people from poverty to prosperity through credit building.

Florida Prosperity Partnership The Florida Prosperity Partnership exists to promote financial stability and economic prosperity for all Floridians.

Policy and Economic Research Council (PERC)  PERC’s vision is to drive financial inclusion by using innovative information solutions. Using original research, PERC develops information solutions that serve unmet needs in the market.

Concerned Black Clergy of Meropolitan Atlanta, Inc. (CBC) CBC’s mission is to provide leadership, advocacy and service to the homeless, helpless and hopeless in our community.

Naledge in Action (NIA)  NIA is a Georgia nonprofit talent solution company that cultivates Top Talent leaders from the inside-out.

Urban Asset Builders, Inc. Urban Asset Builders was created to help improve the financial health of high potential individuals and aspiring entrepreneurs, and empower them to build economic stability for themselves and their families; so they may contribute to the economic stability of our communities.

Credit Abuse Resistance Education 

Operation HOPE  Operation HOPE is a membership organization focused on empowering underserved communities.

U.S. Hispanic Chamber of Commerce (USHCC)  USHCC works to foster Hispanic economic development and to create sustainable prosperity for the benefit of American society.

Delaware Financial Literacy Institute (DFLI) The DFLI is a nonprofit organization whose mission is to help individuals, especially those of low to moderate income, become equipped with the tools to get their financial lives in order so that they can become self-sufficient and enjoy financial well-being over time.

William “Bill” Cheeks  serves as the Coalition’s Executive Director.

Bill is a trusted financial educator who teaches and coaches people on what it takes to be successful in their financial life. He has spent more than three decades in the insurance and financial information industry and conducts seminars across the country.

Bill currently serves as the Eastern States Regional Director for the Jump$tart Coalition for Personal Financial Literacy, a non-profit coalition committed to advancing financial literacy among pre-school through college-age youth and working collaboratively toward effective financial education.

In his role as President of ABBA Associates Inc., Bill provides counseling and conducts seminars nationwide to help consumers map a successful life plan. The seminars are conducted for companies, governmental agencies and non-profit organizations.

Previously, Bill served as Vice President of Consumer Education for Equifax Inc., where he was responsible for implementing a fiscal management and life skills program for high school students. In this role, he had a successful national program and also was a presenter to educators and adults on Fiscal Management, Credit Scoring and Identity Theft.

Bill is a sought-after expert in financial and credit literacy and has appeared on numerous television and radio programs addressing fiscal and credit management related topics.

The Coalition to Improve Credit Education is supported by the Policy and Economic Research Council (PERC).